Non-Bankruptcy Debt Relief Solutions
Bankruptcy isn't the only solution to debt problems. There are also many good reasons why you might seek another type of debt relief, even if you would qualify for bankruptcy protection. For instance, if you have significant gambling debts — it might be better to try to settle those debts rather than file bankruptcy or possibly even face criminal charges. You might also have religious or personal reasons for not wanting to file for bankruptcy.
For a free consultation, experienced legal help and affordable debt solutions in western Michigan — call the Law Offices of Kelly G Lambert III, P.C. in Grand Rapids, Michigan. Our local number is 616-773-2764. Our toll free number is 888-692-9078. You should also feel free to contact us online. We are here to help.
Helping You Evaluate All of Your Options
At the Law Offices of Kelly G Lambert III, P.C., we are committed to helping people and families obtain meaningful debt relief through both the bankruptcy process, and through alternative means as well. Those options include:
- Doing nothing (rarely appropriate)
- Negotiating with creditors on your own (not advisable)
- Getting your mortgage holder to agree to a short sale or a deed in lieu of foreclosure without recourse
- Working with a credit counseling service (but be careful, there are some unscrupulous companies out there)
- Having our attorneys attempt to negotiate a debt settlement or a debt workout on your behalf
In our experience, most creditors would rather be paid a percentage of the debt they're owed rather than the nothing they might receive if a debtor files for bankruptcy protection. If bankruptcy isn't something you're ready for or if you are not eligible for it — our attorneys can contact your creditors and work toward a settlement that you can afford. This may be your best option especially if you have only a few major creditors.
One thing to remember, however, is that no debt relief alternative gives you the protection from creditor harassment, wage garnishment or repossession that bankruptcy can.
We Are A Debt Relief Agency Representing People Filing For Bankruptcy Relief Under The Bankruptcy Code.
Free Initial Consultations
Grand Rapids Area: 616-773-2764
Western Michigan Toll Free: 888-692-9078
Whatever your situation, we will work with you to find an affordable legal solution to your current debt problems. To learn more about types of debt relief that don't involve filing for bankruptcy — call our lawyers directly or contact us online.
We are a debt relief agency representing people filing for bankruptcy relief under the bankruptcy code.
Payment Plans Available
